SBI UPI services to remain unavailable on Sep 4

By Sohail Khan 2 September 2026, 5:55 pm

Synopsis

State Bank of India UPI services will be unavailable for a short duration this week. Customers should note the scheduled maintenance period for UPI payments. This interruption is planned for September 4, 2026. SBI suggests using UPI Lite services for uninterrupted transactions during this time. The bank regrets any inconvenience caused to its valued customers.

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SBI customers who want to make Unified Payment Interface (UPI) payments may face a brief interruption this week. State Bank of India (SBI) has announced that its UPI services will be unavailable for 45 minutes on September 4 due to scheduled maintenance. Customers planning to make UPI payments during this window may want to keep an alternative payment option ready.

When will SBI UPI services remain unavailable?

SBI UPI services will be temporarily unavailable on September 4, 2026, from 00:15 hrs to 01:00 hrs.

SBI also stated that the activity may, however, be completed early. SBI suggested that customers can continue to use UPI Lite Services for uninterrupted service.

In a social media post on X (formerly Twitter), SBI stated: “Due to scheduled maintenance activity, SBI UPI services will be temporarily unavailable from 00:15 hrs to 01:00 hrs on 04.09.2026 (IST). The activity may, however, be completed early. Customers may continue to use UPI Lite Services for uninterrupted service. We regret the inconvenience caused to our customers.”

UPI Lite limits

UPI Lite allows small-value transactions of up to Rs 1,000 without entering a UPI PIN, with a maximum balance limit of Rs 5,000.

Also read: Canara Bank ATM charges revised from September 1, 2026: Key changes about free transactions limit, insufficient balance fee and more

SBI UPI transaction limits

SBI has implemented the following UPI transaction limits:

Number of Person to Person (P2P) transactions per day: 20 transactions
Number of Person to Merchant (P2M) transactions per day: This will be subject to the per day limit on the UPI transaction value.
UPI transaction value limit: Rs 1,00,000
UPI transaction value limit per day (Person to Person and P2M): Rs 1,00,000
Enhanced transaction limits for select verified merchants:
Insurance, capital markets: Rs 2,00,000
IPO (ASBA), Retail Direct scheme (RDS), tax payments, hospitals, educational institutions:Rs 5,00,000
Inward and outward remittances through UPI (India -Singapore corridor) – Up to 1,000 SGD equivalent

How to enable UPI LITE on BHIM SBI Pay?

Download BHIM SBI PAY

Tap on UPI LITE section

App will prompt you to load funds in UPI Lite

Post funds’ loading in it, UPI Lite will be enabled on the App.

Important FAQs from NPCI

Does the UPI LITE balance earn interest?

No, UPI LITE balance does not earn any interest.

What if customer has active UPI LITE account with balance in his mobile device and wants to change the mobile device?

Customer should first disable the existing LITE account in his phone so that LITE balance is transferred to the user bank account. User can then again do a fresh LITE account creation in the new device.

How will a customer disable UPI LITE account?

The customer will have the option to disable a specific UPI LITE (On-Device wallet). Upon clicking disable button, the balance funds available with the bank in LITE account shall be released in the customer’s account