Bank offers up to 8.50% rate on senior citizen FD

By Sohail Khan 21 August 2026, 1:58 pm

Synopsis

Suryoday Small Finance Bank has made changes to its fixed deposit interest rates Senior citizens can benefit from an attractive rate of 8.50% for a 5-year fixed deposit, while general customers can enjoy a rate of 8.25%. Additionally, for those opting for a 30-month fixed deposit, general customers will earn 8.10% interest.

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For senior citizens looking for a high interest rate fixed deposit (FD) investment option, Suryoday Small Finance Bank has increased the rates of its 5-year FD for general and senior citizens. The bank is now offering an interest rate of 8.50% per annum to senior citizens, a hike of 45 bps from the previous rate. The bank has also increased the interest rate on its 18-month tenor, where it is offering a 7.95% interest rate to senior citizens, a 20 bps jump from the previous rate.

Suryoday Small Finance Bank’s revised FD rates are effective from August 15, 2026.

Suryoday Small Finance Bank’s highest FD interest rate

Following the latest revision, the SFB now offers its highest interest rate on senior citizens FD where depositors can earn up to 8.50% rate on the 5-year tenure. General customers can get an 8.25% rate on the same tenure.

Suryoday Small Finance Bank revises 18-month FD interest rates

While the bank increased the interest rate for senior citizens on its 18-month tenor, it has also increased the rate for general customers. They are now getting a 7.80% rate on this FD, a jump of 20 bps from the previous rate.

Suryoday Small Finance Bank offers 8.10% interest rate on 30-month tenor

The bank also offers an 8.10% interest rate per annum on its 30-month FD to general citizens. Senior citizens get an additional 15 basis points (0.15 percentage points), taking the interest rate to 8.25% per annum for the same tenor.

Surayoday Small Finance Bank’s latest FD interest rates (w.e.f. From August 15, 2026)

Period	Interest Rate (Per Annum)	Senior Citizen Rate (Per Annum)
7 Days to 14 Days	4.00%	4.15%
15 Days to 45 Days	4.25%	4.40%
46 Days to 90 Days	4.50%	4.65%
91 Days to 6 Months	5.00%	5.15%
6 Month 1 Day	6.50%	6.65%
Above 6 Month 1 Day to 9 Months	5.50%	5.65%
Above 9 Months to less than 1 Year	6.00%	6.15%
1 Year*	7.25%	7.40%
Above 1 Year to Less than 18 Months	7.25%	7.40%
18 Months	7.80%	7.95%
Above 18 Months to 2 Years	7.25%	7.40%
Above 2 Years to less than 30 Months	7.25%	7.40%
30 Months	8.10%	8.25%
Above 30 Months to 3 Years	7.25%	7.40%
Above 3 Years to less than 5 Years	6.75%	6.90%
5 Years**	8.25%Highest	8.50%Highest
Above 5 Years to 10 Years	7.25%	7.40%