444-day FD: Maturity on Rs 5L deposit in PSU banks

By Sohail Khan 21 August 2026, 9:48 am

Synopsis

Public sector banks are currently offering enticing interest rates on fixed deposits with special tenures. The standout option is the 444-day scheme provided by the Central Bank of India, boasting an impressive interest rate of 6.75%.

Image for 444-day FD with highest interest rates: Which PSU bank provides highest maturity on Rs 5 lakh investment? Check here — AI generated Image

Many public sector banks offer attractive interest rates on special tenure deposits in comparison to regular fixed deposits (FDs). One of the popular special FDs offered by many public sector undertaking (PSU) banks is the 444-day FD. Here, we tell you the highest interest rates offered on the 444-day FD by various PSU banks and also the maturity amount in each FD on a Rs 5 lakh investment.

State Bank of India 444-day FD interest rates

State Bank of India’s (SBI) 444-day special FD is known as the ‘Amrit Vrishti’ scheme. The PSU bank offers a 6.45% interest rate to general citizens on this FD.

Bank of Baroda 444-day FD interest rates

Bank of Baroda, under its bob Square Drive Deposit Scheme (444 days), offers an interest rate of 6.45% to general citizens. These rates are applicable from June 12, 2026.

Canara Bank 444-day FD interest rates

Canara Bank, on its 444-day deposit, offers a 6.50% interest rate to general citizens. These rates are applicable from March 17, 2026

Central Bank of India 444-day FD interest rates

Central Bank of India, on its 444-day deposit, offers a 6.75% interest rate to general citizens. These rates are applicable from May 10, 2026.

PNB 444-day FD interest rates

Punjab National Bank, on its 444-day deposit, offers a 6.60% interest rate to general citizens. These rates are applicable from June 1, 2026.

Indian Overseas Bank

Indian Overseas Bank, on its 444-day deposit, offers a 6.60% interest rate to general citizens. These rates are applicable from May 15, 2026.

Which PSU bank provides highest maturity on Rs 5 lakh investment?

Bank	444-day FD interest rate	Investment	Approx. interest earned	Approx. maturity amount
Central Bank of India	6.75%	Rs 5,00,000	Rs 42,416	Rs 5,42,416
PNB	6.60%	Rs 5,00,000	Rs 41,443	Rs 5,41,443
Indian Overseas Bank	6.60%	Rs 5,00,000	Rs 41,443	Rs 5,41,443
Canara Bank	6.50%	Rs 5,00,000	Rs 40,795	Rs 5,40,795
SBI	6.45%	Rs 5,00,000	Rs 40,472	Rs 5,40,472
Bank of Baroda	6.45%	Rs 5,00,000	Rs 40,472	Rs 5,40,472

Calculation note: The maturity amounts above are approximate because the actual FD maturity calculation can vary depending on the bank's compounding and day-count methodology. This is just for illustrative purposes.

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